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How does UrbanWave works?A home co-ownership program that helps people upcycle homes in well-loved neighbourhoods by providing cash for renovations.
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How much renovation cash will I receive?We provide up to 20% of the property price in cash to for your renovation after you’ve secured the loan and we signed the SPA together.
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What are the terms and conditions?House Criteria: You must meet our house criteria to participate in the program. Lock-In Period: There is a 5-year lock-in period due to RPGT regulations. Profit Sharing: We share the profits with you when you sell the house.
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When do I engage with UrbanWave?You should ideally engage with UrbanWave when you're house hunting, as we need to sign the booking form together.
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Is UrbanWave a loan?No, UrbanWave is not a loan. There's no repayment until you decide to sell your house, and we share the profits together.
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Do I need to repay the renovation cash?No monthly repayments required. Instead, we share in the profits only if you sell the house in the future.
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Will UrbanWave control or decide the renovation plans?Not at all. You have full control over the design and renovation decisions. We simply support you with the cash to get started.
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Can I rent out the house?Yes, you’re free to rent it out — and you keep all the rental income. We don’t take a share from rentals.
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