A home co-ownership program that helps people upcycle homes in well-loved neighbourhoods by providing cash for renovations.
We provide up to 20% of the property price in cash to for your renovation after you’ve secured the loan and we signed the SPA together.
House Criteria: You must meet our house criteria to participate in the program.
Lock-In Period: There is a 5-year lock-in period due to RPGT regulations.
Profit Sharing: We share the profits with you when you sell the house.
You should ideally engage with UrbanWave when you're house hunting, as we need to sign the booking form together.
No, UrbanWave is not a loan. There's no repayment until you decide to sell your house, and we share the profits together.
No monthly repayments required. Instead, we share in the profits only if you sell the house in the future.
Not at all. You have full control over the design and renovation decisions. We simply support you with the cash to get started.
Yes, you’re free to rent it out — and you keep all the rental income. We don’t take a share from rentals.