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  • How does UrbanWave works?
    A home co-ownership program that helps people upcycle homes in well-loved neighbourhoods by providing cash for renovations.
  • How much renovation cash will I receive?
    We provide up to 20% of the property price in cash to for your renovation after you’ve secured the loan and we signed the SPA together.
  • What are the terms and conditions?
    House Criteria: You must meet our house criteria to participate in the program. Lock-In Period: There is a 5-year lock-in period due to RPGT regulations. Profit Sharing: We share the profits with you when you sell the house.
  • When do I engage with UrbanWave?
    You should ideally engage with UrbanWave when you're house hunting, as we need to sign the booking form together.
  • Is UrbanWave a loan?
    No, UrbanWave is not a loan. There's no repayment until you decide to sell your house, and we share the profits together.
  • Do I need to repay the renovation cash?
    No monthly repayments required. Instead, we share in the profits only if you sell the house in the future.
  • Will UrbanWave control or decide the renovation plans?
    Not at all. You have full control over the design and renovation decisions. We simply support you with the cash to get started.
  • Can I rent out the house?
    Yes, you’re free to rent it out — and you keep all the rental income. We don’t take a share from rentals.
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